All The News That’s Fit To Print



On Wednesday, the Dow Jones industrial average soared over 123 points to 11,850.61, and the Standard & Poor’s 500-stock hit a 5 1/2 year high


INDEX        LAST           CHANGE       % CHANGE

• DJIA         11854.37   +3.76        +0.03%

• NASDAQ   2300.61     +9.66        +0.42%

• S&P 500    1351.23     +1.01        +0.07%



This is a great magazine:

Credit scores –   

  How to read your credit report

  Identity stolen? Freeze your credit report

  4 steps to building great credit

  9 ways to build a killer credit score

  Cancel a credit card — the right way




Still, reaching the million-dollar mark put us in the top 10% of all U.S. households. (The minimum net worth to join that 90th percentile, according to the Federal Reserve’s latest Survey of Consumer Finances was $831,600 in 2004.) In global terms, we’re near the very pinnacle of wealth when you consider that billions of people live on just a few dollars a day.


…"Earnings cap" penalty on Social Security benefits paid prior to your normal retirement age. Earn more than the cap — $12,480 for 2006 — and you forfeit $1 in benefits for every $2 you make over the limit.

Only 13% of the population has FICO scores of 800 or above; the median is 723. There is no single cut-off for loans, however, and cut-offs employed vary from industry to industry. Generally, borrowers with scores above 740 receive the best rates.

On average, a consumer has a total of 11 credit obligations, of which seven are credit cards and four are loans.

Keep balances low. The FICO score evaluates your total balances in relation to your available credit. This is known as credit utilization. Credit cards that are "maxed out" can lower your score. Try to spend only 30% of your credit limit.


Helio introduces hybrid wireless service
Mobile service seamlessly connects PCs to commercial Wi-Fi hotspots and a nationwide 3G wireless network.

Wed Oct 04 11:08:00 PDT 2006 | Read full story

Wii, T.M.X. Elmo make ‘Hot Dozen’ toy list
List is magazine’s annual forecast of which toys and entertainment products will be most popular for the holidays.

Wed Oct 04 10:32:00 PDT 2006

Here is this year’s Hot Dozen in alphabetical order:

•  Barbie and the 12 Dancing Princesses by Mattel

•  Bratz Forever Diamondz by privately held MGA Entertainment

•  Butterscotch My FurReal Friends Pony by Hasbro

•  Digi Makeover by Radica, which is now owned by Mattel

•  Fly Wheels XPV by Jakks Pacific

•  Kid Tough Digital Camera by Fisher-Price

•  Lego Mindstorms NXT by Lego

•  Magtastik by Mega Brands

•  Monopoly Here & Now by Hasbro

•  Speed Stacks StackPack by Jakks Pacific’s Play Along

•  T.M.X. Elmo by Fisher-Price

•  Wii by Nintendo



Podzinger, an audio and video search engine, was set Thursday to begin offering its podcasters and other content partners the option of making money off ads.

PodZinger will show 10- to 15-second audio or video ads that will run immediately before the content is played. PodZinger will split the ad revenue with the content creator. Content owners must sign up for the free service to have ads shown.

Advertising rates will vary depending on the ads, which will be relevant to the content, said Alex Laats, chief executive of PodZinger.

PodZinger uses speech recognition technology and natural language processing to make multimedia content full-text searchable, and it classifies its content based on topic and usage. The site currently makes money by displaying Google AdSense text-based ads.

On PodZinger, people can subscribe to audio and video podcasts, download, view or listen to them, or have PodZinger deliver new podcasts using RSS (Really Simple Syndication) feeds. Search results highlight keywords used and show the timestamp of where they are located in the content as well as allow the user to go directly to that spot. The service is also available in Spanish. PodZinger competes with Blinkx and video search engines at Google, AOL, Microsoft and Yahoo


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